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Canada Mortgage Market Update: Affordability Gains, Construction Trends and Market Activity

Haystax

Published on: 29/12/2025

Canada’s mortgage and housing landscape is showing mixed signals as the year draws to a close. Recent data point to modest improvements in home affordability, a stronger housing starts report, and ongoing softness in home sales and prices.

Mortgage Market Update

Canada Mortgage Market Update: Delinquency Trends, Housing Starts and Household Debt

Quinn Berry

Published on: 15/12/2025

Canada’s mortgage market is navigating a period of mixed signals. Recent data show a national decrease in mortgage delinquencies, a surge in housing starts in November, and a rise in household debt relative to income.

Mortgage Market Update