Canada’s housing picture is no longer a single headline. Over the last week we’ve seen stronger resales in Toronto alongside softening price indices, reports that lenders are starting to see early signs of stress in

Canada’s mortgage and housing landscape continues to evolve with urgency. In Q2 2025, Equifax Canada revealed that 1.4 million Canadians missed at least one credit payment—particularly Millennials and Gen Z—signaling rising financial fragility. Meanwhile, CMHC

Canada’s housing market is showing cautious signs of life. According to RBC Economics, resale activity jumped in July—Toronto up 13% month-over-month and 10.9% year-over-year—yet prices continue dropping: Toronto neighbor MLS HPI declined by 5.4% and

Canada is facing a consequential mortgage renewal period. A Bank of Canada staff note (July 22) shows that roughly 60% of mortgages maturing in 2025–26 will bring higher payments—about a 10% average increase in 2025,

Canada is at the brink of a critical mortgage renewal period. A Bank of Canada analytical note dated July 22 reports that around 60 percent of mortgages maturing in 2025–26 will carry higher monthly payments—roughly a 10 percent